The Commercial Loan Officer plays a key role in Elevations Credit Union’s growth strategy by soliciting, developing, and servicing a wide variety of commercial loans. This individual will act as a financial advisor and trusted partner to members and prospects, managing relationships throughout the entire loan process—from origination to closing and portfolio servicing.

Success in this role requires deep product knowledge, a proven ability to build and manage relationships, a robust personal loan portfolio, and the capacity to thrive in a sales-focused and community-oriented environment.

- Originate and service commercial loan relationships, including real estate, C&I, and SBA loans.

- Actively prospect and develop new business through networking, referral partnerships, and community engagement.

- Manage an existing commercial loan portfolio, ensuring high service levels, risk management, and relationship growth.

- Serve as a primary point of contact for commercial members during the entire loan process, maintaining proactive and transparent communication.

- Accurately collect and analyze loan applications, financial documents, and creditworthiness.

- Cross-sell appropriate credit union products and services to meet member needs and support financial wellness.

- Stay current with economic trends, market conditions, and regulatory changes affecting commercial lending.

- Collaborate with credit, underwriting, operations, and legal teams to ensure timely and effective loan processing.

- Represent Elevations Credit Union at business and community events to expand the credit union’s visibility and impact.

- Bachelor’s degree (or equivalent experience) in business, finance, economics, or a related field.

- 3–5 years of experience in commercial or business lending within a financial institution.

- Proven success in a sales and production role within the financial services industry.

- Strong knowledge of commercial lending products, services, underwriting practices, and regulations.

- Demonstrated experience managing an existing commercial loan portfolio.

- Excellent communication, interpersonal, and relationship-building skills.

- Strong analytical and financial acumen, with the ability to evaluate risk and structure sound credit deals.

- Experience working at a credit union or community bank.

- Established referral sources and active participation in the local business community.

- Familiarity with SBA lending programs and government-guaranteed loan structures.

- Experience with CRM and commercial loan origination platforms.